Business Insurance for Shops, Cafes & Retailers Insurance
A comprehensive package of cover for retail businesses.
- Contents and Business Interruption
- Money, PA Assault and Goods in Transit
- Employers Liability £10m
- Public and Products Liability
- Commercial Legal Expenses
What can the product offer your clients?
- Commercial Legal Expenses as standard
- Breakdown cover automatically included – comprehensive cover including £5,000 deterioration of stock cover, computer breakdown £100,000 and machinery breakdown
- Work away from main premises and Treatment risk can be insured
- Accidental Damage covered automatically
- Buildings and Subsidence cover options
- UK All Risks for Business Equipment option
- Option to add Theft by Employee cover
- Loss of Licence option
- Terrorism cover available
This policy has been designed for Retailers who operate from retail units. To obtain a quotation you must be able to confirm the following statements are true:
- The Business does not engage in any wholesaling activity.
- The Business does not directly or knowingly supply goods to the USA or Canada.
- The Business does not carry out any trade or manufacturing process.
- The Premises are in a good state of repair and are regularly maintained.
- All plant and machinery is in good order, properly guarded and fenced.
- You confirm that you meet all statutory obligations; including fire safety; Electrical Inspections; Health and Safety and COSHH (Control of substances hazardous to health) regulations, relating to the operation of your Business.
- There are no subsidiary companies to be included within this insurance.
- There are no current or ongoing or potential matters that will give rise to any legal or contractual disputes.
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