Business Insurance for Shops, Cafes & Retailers Insurance

Samuel Gordon provides cover for shops of all kinds and all sizes working in any retail sector. Whatever the business we can provide insurance that protects retailers against loss of stock, interruption of business, employers’ and public liability, and include buildings in one policy so you get a single solution to your needs.

A comprehensive package of cover for retail businesses.

Standard cover

  • Contents and Business Interruption
  • Money, PA Assault and Goods in Transit
  • Employers Liability £10m
  • Public and Products Liability
  • Commercial Legal Expenses

What can the product offer your clients?

  • Commercial Legal Expenses as standard
  • Breakdown cover automatically included – comprehensive cover including £5,000 deterioration of stock cover, computer breakdown £100,000 and machinery breakdown
  • Work away from main premises and Treatment risk can be insured
  • Accidental Damage covered automatically
  • Buildings and Subsidence cover options
  • UK All Risks for Business Equipment option
  • Option to add Theft by Employee cover
  • Loss of Licence option
  • Terrorism cover available

This policy has been designed for Retailers who operate from retail units. To obtain a quotation you must be able to confirm the following statements are true:

  • The Business does not engage in any wholesaling activity.
  • The Business does not directly or knowingly supply goods to the USA or Canada.
  • The Business does not carry out any trade or manufacturing process.
  • The Premises are in a good state of repair and are regularly maintained.
  • All plant and machinery is in good order, properly guarded and fenced.
  • You confirm that you meet all statutory obligations; including fire safety; Electrical Inspections; Health and Safety and COSHH (Control of substances hazardous to health) regulations, relating to the operation of your Business.
  • There are no subsidiary companies to be included within this insurance.
  • There are no current or ongoing or potential matters that will give rise to any legal or contractual disputes.

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