Business Insurance for Restaurants, Public House & Wine Bars

Samuel Gordon will match the right insurance to your specific needs wither it be a restaurant, pub or wine bar. You can cover the assets, earnings and legal liabilities of their business, protect against business interruption, buildings insurance, loss of liquor licence, business conducted away from the premises and theft by employees.

A comprehensive package of cover for restaurants, pubs and wine bars.

Standard cover

  • Contents and Business Interruption
  • Money, PA Assault and Goods in Transit
  • Employers Liability £10m
  • Public and Products Liability for limits of £1M, £2M and £5M available
  • Commercial Legal Expenses
  • Engineering

What can the product offer you?

  • Commercial Legal Expenses as standard
  • Breakdown cover automatically included – comprehensive cover including £15,000 deterioration of stock cover, computer breakdown and machinery breakdown
  • Residential accommodation – family and guest accommodation can be included
  • Accidental Damage covered automatically
  • Buildings cover and Subsidence options
  • UK All Risks for Business Equipment option
  • Option to add Theft by Employee cover
  • Loss of Licence option
  • Terrorism cover available

This product is designed for single location Restaurants, Wine Bars & Public Houses where:

  • The total sum on trade contents and stock does not exceed £500,000.
  • Turnover does not exceed £10M
  • There is no manufacturing or processing undertaken at the Premises apart from the provision/preparation of food and drink.
  • The Premises are in a good state of repair and are regularly maintained.
  • All plant and machinery is in good order, properly guarded and fenced.
  • You confirm that you meet all statutory obligations; including fire safety; Electrical Inspections; Health and Safety and COSHH (Control of substances hazardous to health) regulations, relating to the operation of your Business.
  • There are no subsidiary companies to be included within this insurance.
  • There are no current or ongoing or potential matters that will give rise to any legal or contractual disputes.

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