Mid & High Net Worth Insurance

This Product is designed exclusively for owners of high value homes, collectors of fine art and other valuables the minimum requirement is for contents to be at least £50,000.

We can tailor a policy that allows you to run a higher value home in complete confidence. Up to six locations can be included under this contract.

What can Mid & High Net Worth offer you?

  • All risks cover for buildings as standard.
  • Costs of alternative accommodation paid for up to 5 years.
  • Worldwide all risks cover for contents, including damage by domestic pets.
  • High single article limits of £7,500 for jewellery and watches and £15,000 for art and antiques limits the items that have been specified.
  • Numerous other policy benefits that you would expect from a high net worth policy, including cover for memorial stones.
  • Family Legal Protection up to £50,000
  • Emergency Property Assistance provides emergency repair for essential services by approved tradesmen.
  • Up to £50,000 for victims of identity fraud.

To obtain a quotation under this contract you must meet the following criteria: –

  • Your main residence must be occupied by you and members of your family.
  • Your main residence and any other property you wish to insure under this policy:
    1. is not used for Bed & Breakfast or as a Guesthouse,
    2. has not previously suffered from subsidence or flooding,
    3. is not permanently unoccupied,
    4. have their own lockable entrance door which is under the sole control of you, members of your household and any persons lawfully allowed to be living in the property.

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