Construction Specialist Insurance


The World of construction insurance can be confusing and to make sure you don’t get lost in a minefield of policies we are here to advise and point you in the right direction ensuring you are covered adequately but not paying for unnecessary extras.

Each trade is different, but we can tailor cover to give you the confidence you need when you’re out working – from legal liability cover to cover for their most important tools, plant and materials.

Aimed at businesses and sole traders who carry out a variety of work at third party locations.

Public and Products Liability covered as standard.

What can the product offer you?

A flexible product that you can tailor to meet the needs of your clients:

  • Ability to include up to 10 employees for Employers Liability £10m
  • Temporary employees can be included
  • Tools cover can be added – including ability to insure laptop computers
  • Contract Works cover, choice of limits and can insure own plant and hired in plant
  • Personal Accident cover – for all employees, choose the limit required
  • Optional Commercial Legal Expenses
  • Access to helplines provided automatically

To obtain a quotation you must be able to confirm the following statements are true:

  • You work only in England, Scotland, Wales, Channel Islands, or Isle of Man.
  • You do not directly or knowingly supply goods or services to the USA or Canada.
  • You do not own, lease or rent any business premises, other than storage facilities or office premises for which no cover is available under this contract.
  • The number of persons working in the business does not exceed 10.
  • Your turnover does not exceed £10m
  • There are no current, ongoing or potential matters that you are aware of that will give rise to any legal or contractual disputes.
  • The business does not undertake and has never undertaken any work:
    • involving the disposal of fumes, effluent or other harmful waste
    • in or on aircraft operational areas, chemical works, gas works, nuclear installations, offshore installations, petrochemical works, power stations or railways

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